MR My Retirement Model
Practical planning tools. Transparent assumptions.

Plan retirement with numbers you can see.

My Retirement Model is being built around two practical tools: a private Social Security estimator available now, and a broader retirement income and expense model currently in development.

Open Social Security Estimator → Learn about MRIE

Independent project. No SSA.gov login. No Social Security number required.

Two Solutions

Start with Social Security. Expand into full retirement modeling.

Use the calculator for focused Social Security estimates, then follow MRIE as it develops into a broader income, expense, and asset planning tool.

Available now

Private Social Security Calculator

Estimate Social Security retirement benefits using your own earnings history, future earnings assumptions, eligibility credits, and claiming age.

  • ✓ Estimate benefits at different claiming ages
  • ✓ Test future earnings assumptions
  • ✓ Review eligibility credits
  • ✓ Save and reload your own scenario files
  • ✓ No SSA.gov login or Social Security number required
Open Calculator →
Coming soon · Private beta

MRIE Retirement Income & Expense Model

MRIE is a stand-alone retirement planning app being built to compare household income, expenses, assets, taxes, Social Security, pensions, insurance values, and withdrawals over time.

  • ✓ Model income and expenses against rate-of-return assumptions
  • ✓ Test COLA, inflation, and medical cost inflation
  • ✓ Compare scenarios, expense tiers, and claiming strategies
  • ✓ Track projected assets, taxes, withdrawals, and insurance values
  • ✓ Designed around user-owned scenario files
Request Private Beta
Planning Philosophy

Retirement planning is not one number.

It is a set of assumptions. These tools are designed to make those assumptions visible, editable, and comparable.

Better planning starts when the assumptions are visible.

My Retirement Model is built for scenario testing, not black-box answers. Change the inputs. Compare the results. Understand the tradeoffs.

Transparent inputs See and edit the assumptions that drive the model.
Scenario-driven Compare realistic choices instead of relying on one forecast.
Privacy-first direction No unnecessary account connections or sensitive identifiers.
User-owned files Planning scenarios should remain under the user's control.

Interested in testing MRIE?

MRIE is currently in private beta development. Early testers can help evaluate the planning flow, scenario structure, reports, and assumptions.

Email for Beta Access →

My Retirement Model is an independent project and is not affiliated with, endorsed by, or sponsored by the Social Security Administration or any government agency. The tools and information provided are for educational and planning purposes only and should not be treated as financial, tax, legal, investment, insurance, or Social Security advice.