Free service · available now
Social Security Estimator
A free browser-based calculator to help estimate Social Security retirement benefits using your earnings history, future earnings assumptions, eligibility credits, and claiming age.
Practical retirement planning tools
Private, practical tools for testing retirement assumptions.
My Retirement Model helps you explore retirement planning questions with clear inputs, visible assumptions, and scenario-based thinking. Start with the free Social Security Estimator, a browser-based tool that does not require your Social Security number or SSA.gov login.
Tools
Start simple. Compare scenarios.
MRM is focused on practical planning questions, privacy-conscious design, and assumptions users can understand.
Beta evaluation · by request
MRIE retirement model
My Retirement Income and Expense, or MRIE, is a retirement income and expense model for comparing income, expenses, assets, withdrawals, Social Security, pensions, taxes, inflation, COLA, and rate-of-return assumptions over time.
MRIE is currently available by request as a free 60-day beta evaluation, with renewal depending on release status and continued availability.
Planning philosophy
Retirement planning is not one number. It is a set of assumptions worth testing.
Practical toolsBuilt around useful planning questions rather than abstract theory.
Transparent assumptionsKey inputs are visible so users can understand what drives the result.
Scenario-based thinkingCompare realistic choices instead of relying on a single forecast.
Privacy-conscious directionThe Social Security Estimator does not require an SSA.gov login or Social Security number. MRIE license validation does not upload planning scenario files.
My Retirement Model was created by Brian Cooper and is owned by Clear Path Innovations, LLC. It is independent and is not affiliated with, endorsed by, or sponsored by the Social Security Administration or any government agency. The tools and information provided are for educational and planning purposes only and should not be treated as financial, tax, legal, investment, insurance, or Social Security advice.