Free limited beta · by request

Compare understandable retirement scenarios across your full household plan.

MRIE—My Retirement Income and Expense—is a lightweight retirement-planning application for Windows, macOS, and Linux. It projects income from all sources against expected expenses over time using the Social Security, pension, COLA, inflation, tax, and rate-of-return assumptions you choose.

Available for Windows, macOS, and Linux. A personal beta license can be used reasonably across your own supported computers.

Request MRIE Beta Access →

Desktop scenario workbench

Build complete retirement scenarios with the assumptions you choose.

MRIE models household income from all sources against expenses, healthcare costs, taxes, and withdrawals. You control the assumptions that shape each projection.

MRIE desktop application showing the Scenario Workspace and guided Scenario Workbench — **MRIE scenario workbench.** Build, save, reload, and run retirement scenarios with visible inputs, review status, and planning checks. Select the image to view it at full size.

Major feature

Compare complete retirement scenarios side by side.

Preserve a baseline, create alternatives, and compare how deliberate changes affect income, expenses, taxes, withdrawals, and assets over time.

Keep a baselineSave the plan you consider most likely without losing it when you test alternatives.

Change meaningful assumptionsTest work income, Social Security timing, spending, pensions, COLAs, inflation, and returns.

Compare results in MRIEReview multiple saved scenarios together and see where their outcomes diverge.

Preserve separate reportsGenerate a complete Excel workbook for each scenario for deeper comparison and recordkeeping.

Deliberate scenarios, not Monte Carlo probability ranges. MRIE lets you choose understandable combinations of assumptions and compare their consequences. It does not generate thousands of randomized market paths or claim to predict the most likely future.

Scenario-based retirement planning

Understand what drives each projection.

MRIE uses a chronological household model so income, spending, taxes, withdrawals, and assets interact over time rather than appearing as isolated estimates.

Income from all sourcesModel work income, Social Security, pensions, annuities, and other recurring or one-time income.

Expenses and healthcareUse detailed spending assumptions, planned expenses, medical premiums, and out-of-pocket costs.

COLAs, inflation, and returnsApply the growth and rate-of-return assumptions you believe are appropriate for each scenario.

Taxes, withdrawals, and assetsSee how cash needs, taxes, account selection, home equity, and investment balances change over time.

Excel output

Familiar, useful, and clear Excel reports.

Every completed projection creates a detailed multi-sheet Excel workbook. Start with the dashboard, then review the supporting annual and monthly detail whenever you want to understand the result more deeply.

Dashboard and annual summarySee the long-term trajectory, major cash flows, withdrawals, and asset values.

Monthly and income detailReview the month-by-month mechanics and the sources behind annual totals.

Tax and asset detailInspect taxes, account rollforwards, withdrawals, and tracked assets.

Inputs and audit trailKeep the assumptions, input review, warnings, scenario audit, and assumption guide with the report.

MRIE Excel dashboard showing annual retirement projection results and detailed workbook tabs — **Detailed Excel output.** The workbook includes Dashboard, Annual Summary, Tax Detail, Asset Rollforward, Monthly Detail, Monthly Income Detail, Input Review, Scenario Audit, and Assumption Guide sheets. Select the image to view it at full size.

A lightweight desktop application for every major platform

MRIE is available for Windows, macOS, and Linux. Scenario files and Excel reports are stored where you choose—on your computer or in your own personal cloud-synchronized folders.

Your financial-planning data stays private and under your control. MRIE sends only the limited information needed to validate beta access; it does not upload your scenario files or planning inputs.

Current beta availability

MRIE beta evaluations are free for 60 days and tied to the email address used for the request. Access may be renewed depending on release status and continued availability.

MRIE is still evolving. Beta users should expect changes, provide feedback where practical, and retain their own scenario backups.

Email a Beta Request

Longer-term direction

The goal is to keep MRIE affordable after beta. A low-cost annual personal license is planned, but final pricing and release terms have not been set.

The current beta is an evaluation program, not a paid trial and not a promise of permanent free access.

How MRIE beta licensing works

Your personal beta license is tied to your email address rather than one specific computer. The application may periodically check license status online, allowing reasonable use across your own personal devices.

License validation does not upload MRIE scenario files or financial-planning inputs.

Request beta access

Email Brian with your name, preferred email address, and a short note about your interest in MRIE.

✓Email: bcooper@myretirementmodel.com
✓Subject: MRIE Beta Evaluation License Request
✓Include: your name, preferred email address, and a brief note about your interest.

MRIE beta FAQ

Is the beta evaluation free?

Yes. MRIE beta evaluation licenses are currently free for 60 days.

Can beta access be renewed?

Beta access may be renewed depending on MRIE’s release status and continued availability.

Is MRIE tied to one computer?

No. MRIE uses an email-bound license and permits reasonable use across your own personal devices.

Does MRIE store my financial data online?

No. The license service validates license status; it does not store your MRIE scenario files or financial-planning inputs.

Will paid licenses be available?

A low-cost annual personal license is planned after beta. Pricing, timing, and final terms have not been determined.