Terms
These plain-language terms explain the educational purpose, user responsibilities, ownership, availability, and limits of My Retirement Model products.
Educational planning tools
My Retirement Model products and website content are provided for educational and planning purposes only. They should not be treated as financial, tax, legal, investment, insurance, or Social Security advice.
User responsibility
You are responsible for the information and assumptions you enter, files you save or load, backups you retain, and decisions you make as part of your planning or financial-management process. Important decisions should be verified with official sources and qualified professionals.
No guarantee of accuracy, results, or availability
Outputs depend on user-entered information, assumptions, formula data, and software behavior. Laws, rules, data, application features, and product availability can change. No uninterrupted availability, particular result, complete accuracy, or fitness for a specific decision is guaranteed.
Independent products and no endorsement
My Retirement Model products are independent. They are not affiliated with, endorsed by, or sponsored by the Social Security Administration, any government agency, financial institution, advisory firm, Quicken, or any other private software provider. Third-party names and trademarks belong to their respective owners.
Social Security Estimator
The Social Security Estimator is an independent planning calculator. Results are estimates, not official Social Security benefit determinations. The estimator does not verify SSA records, eligibility, entitlement, relationship facts, or every special rule.
MRIE beta evaluation
MRIE beta licenses are currently free for 60 days and intended for personal evaluation. Access may be renewed depending on release status and continued availability and may be disabled for abuse, excessive sharing, or use outside the intended scope.
A low-cost annual personal license is planned after beta, but pricing, timing, features, and final license terms have not been established.
CP-Finance development preview
CP-Finance is not currently available for general download or purchase. Any future preview may be limited, changed, suspended, or ended and may have separate preview terms. Expressing interest does not guarantee access.
Software ownership and your data
Clear Path Innovations, LLC owns the website, original application software, branding, and original documentation. Third-party software, libraries, names, and trademarks remain the property of their respective owners.
You retain ownership and control of the personal data, scenario files, financial records, imported records, and reports you create or load. Using the website or applications does not transfer ownership of your data to Clear Path Innovations.
Contact
Questions can be sent to bcooper@myretirementmodel.com.
Last updated: 2026-07-24. These terms will be reviewed as the site, tools, previews, and licensing evolve.