Privacy

Our privacy approach

Different products use different technologies, but the common direction is simple: keep calculations and files local whenever practical, collect only what is needed for a specific service, and explain online communication in plain language.

Public website and email

If you contact My Retirement Model, request MRIE beta access, express CP-Finance preview interest, or provide feedback by email, your address and message content will be received and may be retained for support, evaluation administration, feedback, or follow-up.

Standard hosting systems may create basic server logs, including requested URLs, browser information, approximate network information, and timestamps. These logs are separate from the personal inputs stored in or processed by the applications.

Social Security Estimator

• ✓No SSA.gov login is required.
• ✓No Social Security number is requested.
• ✓Calculations are designed to run locally in your browser.
• ✓Scenario JSON files remain user-owned and user-controlled.

MRIE

MRIE is a desktop application. Scenario files and generated Excel reports are stored in folders selected by the user, whether on the computer itself or in the user’s own personal cloud-synchronized storage.

MRIE license validation may send limited license and installation information needed to validate beta access. MRIE scenario files, asset balances, spending details, and other planning inputs are not uploaded for license validation.

CP-Finance

CP-Finance is being designed around locally controlled application files and file-based financial-institution imports rather than required direct bank connections. It is not currently offered publicly.

Final privacy details will be published before any outside preview or release. If synchronization, mobile services, payments, or other online capabilities are introduced later, their data handling will be explained before or when they launch.

Cookies, analytics, accounts, advertising, and payments

The public website does not currently include advertising scripts, payment processing, or general user accounts. If analytics, accounts, payments, or other services are added, this page will be updated before or when those features launch.

Your data and files

You retain ownership and control of the personal data, scenario files, financial records, imported records, and reports you create or load. Use of the website or applications does not transfer ownership of that information to Clear Path Innovations.

Contact

Privacy questions can be sent to bcooper@myretirementmodel.com.

Last updated: 2026-07-24. This page is a plain-language privacy summary and will be reviewed as the site and products evolve.